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Option #1

Care Credit

You can enjoy budget flexibility for Veterinary & Healthcare expenses by using Care Credit at offices that accept the card. The combination of special terms promotions and a competitive APR makes this card an attractive alternative to other potentially higher-cost financing options.

Always ask your healthcare provider what financing promotions may be available to you. These promotions may allow you to spread the cost of your treatment over time. And remember, because Care Credit is a revolving line of credit, you can use it over and over again as you need it at dental, veterinary, vision, or audiology offices that accept the card.

Benefits include:

  • Special financing plans allowing you to pay over time

  • Easy-to-understand monthly statements

  • Online account management and payment options

  • Revolving line of credit that you can use over and over again

  • Competitive Annual Percentage Rate (APR)

Would you like to know of how much your monthly payments could be for maybe a surgical procedure, treatment, yearly check-up, or simply a year supply of your favorite heartworm and flea preventive?

Feel free to use this payment calculator. If you are ready to apply simply follow the link below!

If you like to apply for Care Credit simply follow this link  or click on the box below. Feel free to call them at 800-859-9975 if you have any questions.


Option #2


What is Scratchpay?

It offers our clients payment plans to finance any services at our clinic. There is no hard credit check for clients to see which plans they qualify for.

When would we use Scratchpay?

If a client would like the flexibility to pay overtime, then this is a great opportunity to offer them Scratchpay. We see most of our clients use our service for dental visits, surgeries, and other large procedures. The Take 5 option is great for regular wellness checkups, heartworm, fleas, and tick meds, and bloodwork.

How does a client apply?

They can text PAY to +1 213 296 0817 or visit to begin our 90-second long application. Upon completing the application, they receive an instant approval decision. They can then hit “Agree and Submit” if they wish to use the plan.

Clients can also click on the white Scratchpay box below!

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Scratchpay True Lender Disclosure:

Scratch Pay plans in the U.S. are issued by WebBank, while in Canada, they are issued by ©Scratch Financial, Inc. ©Scratchpay (NMLS ID#: 1582666). Eligibility is required for these loan products. 

Scratchpay Trigger Term Disclosure:

All payment plans and loans are subject to approval and, with respect to the loan, the rate for which individual borrowers qualify may vary based on individual credit history and other factors.

12 and 24-month Scratch Plans require a $15.00 down payment to obtain financing, which will be refunded if you do not use your plan.

Bi-weekly Plans require a 20% down payment of the total amount financed, with the remaining amount financed split equally among the four remaining payments due every two weeks. Loan amounts range from $35 to $1,000 and 0% APR. Late payments or payments of less than the full amount may result in late fees. For example, a $200 Bi-weekly Plan would require a 20% down payment of $40. Four equal payments of $40 would be due every two weeks thereafter.

**Scratch Plans are available in 6, 12, 18, and 24-month terms, range in loan amounts from $150 to $10,000, and with annual percentage rates (APR) ranging from 0% to 36% with the lowest rates for borrowers with exceptional credit scores. Monthly payment amounts on a Scratch Plan will depend on the term length, amount financed, and APR. For example, a 12-month Scratch Plan for $10,000 with 5.99% APR would have 12 monthly payments of $860.62 for a total repayment amount of $10,327.44. Signing for a Scratch Plan means the borrower agrees to make all payments in full and on the scheduled due dates. A borrower may incur late fees for partial or late payments that may result in higher interest charges and repayment schedules. 12 and 24-month plans require a $15 down payment due immediately.

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